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The Institutional Risk Analyst

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Writer's pictureR. Christopher Whalen

Update: US Banks Post-QE

June 15, 2022 | Premium Service | As markets wait to find out how high the FOMC will jump in fighting inflation and pursuing credibility, we are going to focus on some obvious opportunities in the markets presented by rising interest rates. Big picture, a lot of assets that traded at a premium a year ago are now at a discount.


“Negative-incentive Ginnie paper prepays faster than does negative-incentive conventional paper,” First Horizon Financial (FHN) SVP Walter Schmidt wrote in a June 14, 2022 report. “And since the market is now clearly in a negative incentive position with almost every asset priced at a discount to par, faster-prepay assets should perform better.”

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