The Institutional Risk Analyst

Most of the banks in our surveillance group are down between 10% and 30% so far this year, but none of these are particularly cheap as yet

Even as the FOMC raises interest rates, we caution our readers to be prepared for disappointment from banks near term

The sharp rise in bank stocks in 2021 coincided with a surge in operating income due to COVID. Now we reverse that trend in 2022...

Even as Powell signals willingness to take interest rate targets higher, he has put off a decision on the Fed's balance sheet until June.

Will Fed Chairman Jay Powell fold in terms of further rate hikes if the S&P 500 falls 1,000 points in a day?

Valuations for the top five US banks are up slightly as Q1 2022 comes to an end

Why does this bank exist? What market does it serve and how will it grow in the future?

In the short-run rising interest rates and spreads will help bank earnings. But where is the next credit hot spot?

As we move into Q4 2021 earnings, keep your eyes peeled for news of restructuring of urban commercial commercial and multifamily properties

In the Q3 2021 edition of The IRA Bank Book, we document the slow destruction of US bank asset and equity returns by the FOMC.

Which US financial will best weather the coming equity market correction?

U.S. Bancorp, PNC and Truist Financial hold great value creation potential. But which is likely to realize this potential?

BAC is the worst performing bank in the top-five US commercial banks and often underperforms the average for Peer Group 1.

The combination of New York Community Bank and Flagstar creates an $85 billion bank with a national mortgage business

Simply stated, US banks are twice as expensive as they were a year ago looking at earnings and assets....

We continue to believe that issuers and funds should be accumulating conventional servicing. Rates bottomed in February...

US banks are running at income levels that are less than half of a year ago...

Significantly, OZK predicts shrinking CRE loan volumes in 2021....

Most of midtown Manhattan’s offices and other structures are unused. Commuter volumes are 10% of pre-COVID levels.

Unless the FOMC relents and eases up on its massive purchases of Treasury securities and MBS, bank earnings are likely to decline further