The Institutional Risk Analyst

Banks | Markets | Finance

Dec 1, 20217 min read

Update: Better.com, Wise PLC and United Wholesale Mortgage

Somehow the folks at UWMC did not take notice of the fact that secondary stock offerings for all issuers have basically disappeared

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Nov 12, 20216 min read

Update: Blend Labs, Guild Mortgage and United Wholesale Mortgage

To paraphrase our friend and fellow mortgage maven Rob Chrisman, ponder a 2022 lending market that’s 75% purchases and just 4.79 million uni

334 views

Aug 23, 20217 min read

Interview: Lee Smith, Flagstar Bank

We expect to see a lot more M&A activity over the next 12 – 18 months, as that’s the only way for some players to grow share.

820 views

Aug 19, 20216 min read

Fed Chairman Jay Powell as RobinHood

There is, after all, no free lunch for investors when the Fed is serving the thin meal of Financial Repression

518 views

Aug 9, 20215 min read

Update: Mr. Cooper & New Residential Investment

The big surge in income and net worth caused by the FOMC last year is rapidly ending. Winter has returned to mortgage land...

584 views

May 25, 20215 min read

Update: Rising Interest Rates & Mortgage Servicing

The Fed’s chief concern is keeping the Treasury debt market open and functional. Liquidity includes cash and risk-free collateral...

694 views

May 14, 20216 min read

Update: Rocket Companies & United Wholesale Mortgage

We view RKT's refusal to provide this material information to investors as a significant omission in its public disclosure...

511 views