Then Old Media Became Redunzl
When will Disney decide to sell some or all of its streaming operations to keep the lights on at its theme parks?
top of page
The Institutional Risk Analyst
© 2003-2024 | Whalen Global Advisors LLC All Rights Reserved in All Media | ISSN 2692-1812
Banks | Markets | Finance
R. Christopher Whalen
Jan 298 min read
EVs Wane, Fintech Sputters & COF Dumps Commercial Mortgages
Now let’s take a look at how some members of the banking and fintech sector are doing in the first month of 2024.
806 views
R. Christopher Whalen
Dec 31, 20237 min read
End of Fintech? Biden GSE Release?
Is AFRM maturing from a hot new fintech entrant to a familiar face headed for a bank license?? Yikes.
1,516 views
R. Christopher Whalen
Dec 15, 20237 min read
Rates Rally Financials, But Credit Fears Remain
The key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.
483 views
R. Christopher Whalen
Sep 7, 20235 min read
Markets Affirm the Unbearable Lightness of Fintech
When you are in a big crowd, nothing else matters.
627 views
R. Christopher Whalen
Aug 2, 20235 min read
Fitch Downgrades US to AA+; Fintech Stocks Soar on Powell Inflation
S&P was the first to call out the growing lack of fiscal discipline in Washington, downgrading Uncle Sam in 2011
704 views
R. Christopher Whalen
Jun 6, 20236 min read
AI, Automobiles & Great Cities
If it’s artificial, then it’s not intelligent.
1,159 views
R. Christopher Whalen
Apr 24, 20236 min read
Commercial Real Estate & Bank OZK
Banks that do not aggressively reprice liabilities and assets as OZK did in Q1 2023 may be left behind.
1,237 views
R. Christopher Whalen
Feb 21, 20236 min read
Is Stripe Worth $55 Billion? Really?
CEO Patrick Collison is guiding investors and the media to a $200 million profit in 2023. Selective disclosure??
559 views
R. Christopher Whalen
Nov 25, 20229 min read
Crypto Crash Signal End of Fintech?
Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common
358 views
R. Christopher Whalen
Oct 6, 20226 min read
Nonbank Lenders: The Dead Pool
With the Fed doubling down on rate increases, the pressure on all manner of nonbank finance companies and fintech platforms is growing.
645 views
R. Christopher Whalen
Jun 12, 20227 min read
QE = Supranormal Credit Risk
Given the demand for safe assets, the true risk free rate today is probably less than zero. Ponder that Chairman Powell
562 views
R. Christopher Whalen
Jun 2, 20227 min read
Update: Upstart Holdings & Cross River Bank
If investors and partner banks don’t want to buy UPST loans at current market rates, then the game is over in an originate to sell model
776 views
R. Christopher Whalen
Feb 25, 20227 min read
Update: HMPT, RKT, NRZ & UPST
UPST has seen its valuation cut by 60% since March of last year, when its common equity traded at a mere 31x book value.
313 views
R. Christopher Whalen
Jan 19, 20226 min read
Profile: Cross River Bank
Bottom line, when a bank seems to be doing much better than other banks, there is usually a reason and that reason is almost always bad
345 views
R. Christopher Whalen
Dec 22, 20219 min read
Update: Block Inc. & Upstart Holdings
Is SQ really, REALLY worth 25x book value? Our respectful answer to that question is no.
332 views
R. Christopher Whalen
Jun 30, 20217 min read
Profile: Blend Labs, Inc ("BLND")
Is BLND worth more than RKT, or entrenched data monopolies and solution providers such as BKI or even CLGX?
871 views
R. Christopher Whalen
Jun 17, 20219 min read
Upstart Holdings: Victory for AI? Or Not...
While the progress in machine learning is impressive, horsepower in terms of computational capacity does not translate into intelligence.
553 views
Christopher Whalen
bottom of page