The Institutional Risk Analyst

Banks | Markets | Finance

Mar 257 min read

Small Banks Have Big CRE Risk? Really? | Bank of America Update

The net losses disclosed by BAC and the other large banks at the end of Q4 2023 are significantly understated...

1,602 views

Oct 2, 20236 min read

Credit Suisse\UBS to Apollo: Bye, Bye

UBS ultimately seems intent upon running off the remaining US mortgage assets, including a few billion in Ginnie Mae MSR financings

845 views

Sep 11, 20233 min read

Bank Industry Review & Survey Q3 2023

The US banking industry has seen now two consecutive down quarters for net income caused by the Fed’s massive open market operations

865 views

Aug 14, 202310 min read

Reverse Mortgage Bankruptcy Festers; IRA Housing Outlook

The Biden Administration has no real strategy for addressing the growing stress in the market for government insured mortgages

3,188 views

Jun 21, 20235 min read

Update: GS, MS, SCHW, RJF & SF

If you agree with our view that the short-selling of the stock was mistaken, then the discount for SCHW is unwarranted.

887 views

Mar 21, 20235 min read

Winners & Losers in the New Gilded Age

Mark Twain called Washington ''the grand old benevolent National Asylum for the Helpless'' in his classic "The Gilded Age."

1,766 views

Apr 22, 20216 min read

Citigroup: Breaking Up is Hard to Do

Citi has drifted through years of government ownership and weak leadership by the board of directors

335 views