The Institutional Risk Analyst

A look at the bottom quarter of WGA Bank Top 100 Index. We view TCBI as a work in progress. But kudos to KEY...

If you were really, REALLY going to do mortgage warehouse lending in today's market, KEY would be the better platform, not BNS.

Are there bank bargains down in the cellar waiting to be discovered?

McCargo's actions and the fact that the case has not been dismissed in its entirety is very unhelpful given current market conditions.

Is AFRM maturing from a hot new fintech entrant to a familiar face headed for a bank license?? Yikes.

Regulatory skepticism about mortgage assets could effect financing rates for lenders, which means higher mortgage rates for consumers.

The legal dispute between Ginnie Mae and Texas Capital Bank makes additional defaults by HECM lenders more likely...

The Biden Administration has no real strategy for addressing the growing stress in the market for government insured mortgages

TCBI needs to keep efficiency in the 50s if they want to survive the coming drought in mortgage lending.

We expect to see USB trading at a discount to JPM and Peer Group 1 until the bank improves its operating leverage to pre-COVID levels.

We recently added Western Alliance (WAL) and GHLD to our portfolio

The US government now owns the largest reverse lender in the country.