The Institutional Risk Analyst

Banks | Markets | Finance

Oct 289 min read

Housing Finance Outlook; PennyMac, Mr. Cooper & NYCB/Flagstar

NYCB and the unsold rent-stabilized assets left over from the failure of SBNY are two little surprises waiting for the next POTUS.

706 views

Mar 197 min read

Top-Five Banks: Q1 '24 Earnings Setup

We see higher credit costs, narrowing NIM and still rising funding costs squeezing the banking industry in Q1 2024...

586 views

Mar 187 min read

Mnuchin Brings More Questions Than Answers at NYCB

If Mr. Otting et al do try to execute a community bank redux in the New York market, then we'd be inclined to exit the stock.

1,252 views

Oct 9, 20237 min read

Texas Capital Bank v Ginnie Mae

The legal dispute between Ginnie Mae and Texas Capital Bank makes additional defaults by HECM lenders more likely...

1,033 views

Sep 24, 20215 min read

Joe Biden Doubles Down on Housing

After years of FOMC-induced asset price inflation, does the housing market really need more help?

912 views