The Institutional Risk Analyst

Like 2023 and 2024, the year 2025 may end up being relatively stable, yet investors remain worried about stealth externalities.

And just why do financial firms like HOOD, SoFi Technologies (SOFI) and Block (XYZ) talk about EBITDA in their investor materials?

GS had not appeared in the top 25 since we began the indices a year ago, while MS had made it three times.

Like many names in the fintech space, growing profits and earnings are usually an indication that a stock is exiting max upside period

Yes, net loss rates in percentage terms post default are back up to 2010 levels, but the dollar volume of net charge-offs remains very low.

What happens to the Trump Trade and the broader equity markets if the FOMC passes on a December rate cut?

You can tell lies and damn lies about the idea of releasing Fannie and Freddie, but the SEC and FINRA cannot and will not say a word. 

Axos continues to rebound after the bear raid by Hindenburg Research. AX ranked 18th in the WGA Bank Top Index in Q3 2024 vs 98th for SOFI

The first comment to make is that consumer defaults are rising across the board. The only question we need to consider is the rate of change

When will Disney decide to sell some or all of its streaming operations to keep the lights on at its theme parks?

AXP is a premium stock that is best acquired when people think, incorrectly, that the world is ending.

The key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.

Regulatory skepticism about mortgage assets could effect financing rates for lenders, which means higher mortgage rates for consumers.

When you are in a big crowd, nothing else matters.

S&P was the first to call out the growing lack of fiscal discipline in Washington, downgrading Uncle Sam in 2011

With inflation fears moderating, look for Buy Side managers to buy bank stocks – even if earnings remain constrained...

Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common

A number of readers have asked us to talk about the winners and losers among large banks in the current interest rate environment.

Since Block has not yet changed its ticker symbol, perhaps Mr. Dorsey will eventually change the company's name back to Square...

While the progress in machine learning is impressive, horsepower in terms of computational capacity does not translate into intelligence.