The Institutional Risk Analyst

Banks | Markets | Finance

May 246 min read

Interest Rates, Deficits & Inflation

We think it is reasonable to push expectations of a cut in the target for Fed funds into Q1 2025.

817 views

Aug 14, 202310 min read

Reverse Mortgage Bankruptcy Festers; IRA Housing Outlook

The Biden Administration has no real strategy for addressing the growing stress in the market for government insured mortgages

3,188 views

Jun 19, 20238 min read

Powell Ought to Pivot to Bond Sales

If the FOMC raises fed funds further, bank failures and perhaps even a market access crisis for the Treasury are next.

1,660 views

Mar 17, 20238 min read

Mark-to-Market on Bank America; Update on Credit Suisse & Guild Holdings

We recently added Western Alliance (WAL) and GHLD to our portfolio

2,718 views

Dec 22, 20226 min read

GNMA, FNMA Seize Assets from Reverse Mortgage Funding Estate

The US government now owns the largest reverse lender in the country.

1,404 views

Dec 2, 20226 min read

RMF Bankruptcy Signals Systemic Risk in GNMA Market

Bankruptcy of Reverse Mortgage Funding may be first step in a systemic crisis affecting the government loan market

1,097 views