R. Christopher WhalenNov 14, 20233 min readHousing Finance Outlook Q4 2023Baring some emergency, the Fed seems on track to keep interest rates at current levels indefintely.
R. Christopher WhalenOct 7, 20205 min readNegative Returns are Now in US MortgagesDon’t get distracted by the rising rate song from the Street. We don’t look for short or medium term interest rates to rise in the near term
R. Christopher WhalenOct 5, 202011 min readThe Bear Case for Mortgage LendersThis week we make the bear case for the housing sector as several more large mortgage issuers announce IPOs....