Update: Block Inc, Nu Holdings & Guild Holdings
Notice that SQ co-founder Jack Dorsey styles himself as "block head" in the corp roster, a silly affectation that does not help the stock
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The Institutional Risk Analyst
© 2003-2024 | Whalen Global Advisors LLC All Rights Reserved in All Media | ISSN 2692-1812
Banks | Markets | Finance
R. Christopher Whalen
May 86 min read
Portfolio Update & Mortgage Survivors
The survivors in mortgage finance optimize operations around purchasing loans from brokers/ correspondents, and direct to consumer (DTC)
475 views
R. Christopher Whalen
Dec 15, 20237 min read
Rates Rally Financials, But Credit Fears Remain
The key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.
483 views
R. Christopher Whalen
Nov 7, 20227 min read
Brief: The Return of Home Equity Loans
Every residential mortgage loan made in 2020-2021 is likely to be underwater by the end of 2023
1,339 views
R. Christopher Whalen
Aug 25, 20226 min read
Update: Blend Labs & loanDepot Inc.
If the merger of Black Knight and Intercontinental Exchange goes through, the expanded ICE monopoly will simply give POS tools away for free
344 views
R. Christopher Whalen
Aug 21, 20227 min read
Interest Rates, FinTechs & MSRs
Interest rates are starting to be very positive, and bank deposit rates are barely moving, so pretense of fintech as bank killer is over
568 views
R. Christopher Whalen
Feb 7, 20224 min read
Update: PennyMac Financial and loanDepot
February 7, 2022 | Last week saw the start of the reporting season for publicly listed mortgage companies, with loanDepot (LDI) and...
355 views
R. Christopher Whalen
Aug 16, 20215 min read
Update: Rocket Companies and United Wholesale Mortgage
Growing numbers of investors are burned by mortgage stocks. Big question: Will the industry snap back due to now falling interest rates?
402 views
R. Christopher Whalen
Aug 9, 20215 min read
Update: Mr. Cooper & New Residential Investment
The big surge in income and net worth caused by the FOMC last year is rapidly ending. Winter has returned to mortgage land...
584 views
R. Christopher Whalen
Apr 5, 202113 min read
Update: Commercial, Residential Loans & MSRs
We continue to believe that issuers and funds should be accumulating conventional servicing. Rates bottomed in February...
418 views
Christopher Whalen
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