Flagstar Bancorp & Annaly Capital: All About Visibility
No amount of computer power can really, really enable you to predict when Fred and Wilma are going to sell or refinance their home.
top of page
The Institutional Risk Analyst
© 2003-2024 | Whalen Global Advisors LLC All Rights Reserved in All Media | ISSN 2692-1812
Banks | Markets | Finance
R. Christopher Whalen
Jan 21, 20225 min read
Powell, Yellen, Bernanke and Post-QE Deflation
The Powell FOMC has lost all credibility when it comes to financial markets or managing inflation and independence from the US Treasury
788 views
R. Christopher Whalen
Jun 1, 20214 min read
Lee Adler: Banks Are As Fragile As Ever
Every time there’s a critical problem in the banking system due to banker malfeasance, the Fed steps in to paper it over....
925 views
R. Christopher Whalen
May 25, 20215 min read
Update: Rising Interest Rates & Mortgage Servicing
The Fed’s chief concern is keeping the Treasury debt market open and functional. Liquidity includes cash and risk-free collateral...
694 views
R. Christopher Whalen
Dec 14, 20207 min read
Wag the Fed: Will the TGA force Rates Negative?
The risk presented by changes in behavior compelled by COVID have only begun to emerge into view in urban commercial real estate...
3,065 views
R. Christopher Whalen
Oct 7, 20205 min read
Negative Returns are Now in US Mortgages
Don’t get distracted by the rising rate song from the Street. We don’t look for short or medium term interest rates to rise in the near term
1,196 views
R. Christopher Whalen
Sep 14, 20204 min read
Financial Repression and Inflation Targets
No matter who wins the presidential election in November, have no doubt that Chairman Powell is the most important man in town...
655 views
R. Christopher Whalen
Sep 8, 20204 min read
Asset Price Inflation with Capital Losses
The FOMC can accelerate lending, but it cannot ameliorate either the negative impact on credit or the torrent of loan prepayments...
606 views
R. Christopher Whalen
Aug 31, 202012 min read
The IRA Bank Book Q3 2020
Quarterly net income for all FDIC-insured commercial banks fell 70% YOY...
382 views
Christopher Whalen
bottom of page