The Institutional Risk Analyst

Banks | Markets | Finance

Mar 26, 202310 min read

Update: New York Community Bank

We liked the NYCB + Flagstar story prior to the transaction with the FDIC for the assets and deposits of Signature Bank.

1,155 views

Feb 3, 20239 min read

Two Inflation Narratives; Credit Suisse & Ginnie Mae MSRs

The big take away from Q4 2022 earnings is that credit expenses are headed higher and at a brisk pace

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Apr 28, 20225 min read

Flagstar Bancorp & Annaly Capital: All About Visibility

No amount of computer power can really, really enable you to predict when Fred and Wilma are going to sell or refinance their home.

322 views

Sep 20, 202111 min read

The IRA Bank Book | Q3 2021

In the Q3 2021 edition of The IRA Bank Book, we document the slow destruction of US bank asset and equity returns by the FOMC.

365 views

Aug 23, 20217 min read

Interview: Lee Smith, Flagstar Bank

We expect to see a lot more M&A activity over the next 12 – 18 months, as that’s the only way for some players to grow share.

820 views

May 4, 20216 min read

Profile: NYCB + Flagstar Bancorp

The combination of New York Community Bank and Flagstar creates an $85 billion bank with a national mortgage business

547 views