The Institutional Risk Analyst

Why should a private Fannie Mae be a 20% risk weight under Basel III, but PFSI or Mr. Cooper (COOP) are 100%?

If President Donald Trump wins in November, he’ll be more than justified in demanding Jerome Powell’s immediate resignation.

If JPM, PFSI or UWMC want to pay the government to wrap conventional MBS in a “AA+” sovereign rating, why should the Treasury say no?

Are there bank bargains down in the cellar waiting to be discovered?

Is AFRM maturing from a hot new fintech entrant to a familiar face headed for a bank license?? Yikes.

The key term for risk managers and investors in 2024 remains unchanged from this year: Volatility.

The mood in the Dallas mortgage community is subdued, much like the atmosphere after an especially good party.

With a 75bp average total gfee, would the market for private label MBS return? Or would conventional lending volumes simply crater?

Every residential mortgage loan made in 2020-2021 is likely to be underwater by the end of 2023