The Institutional Risk Analyst

Banks | Markets | Finance

Jun 6, 20236 min read

AI, Automobiles & Great Cities

If it’s artificial, then it’s not intelligent.

1,159 views

Nov 25, 20229 min read

Crypto Crash Signal End of Fintech?

Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common

358 views

Jun 12, 20227 min read

QE = Supranormal Credit Risk

Given the demand for safe assets, the true risk free rate today is probably less than zero. Ponder that Chairman Powell

562 views

Jun 2, 20227 min read

Update: Upstart Holdings & Cross River Bank

If investors and partner banks don’t want to buy UPST loans at current market rates, then the game is over in an originate to sell model

776 views

Feb 10, 20226 min read

Profile: NexBank Capital, Inc.

Among the ten largest mortgage specialization banks, NexBank had among the best equity returns in Q3 2021

386 views

Jan 19, 20226 min read

Profile: Cross River Bank

Bottom line, when a bank seems to be doing much better than other banks, there is usually a reason and that reason is almost always bad

345 views

Jan 12, 20228 min read

Q4 Earnings | Big Banks & QE

In the short-run rising interest rates and spreads will help bank earnings. But where is the next credit hot spot?

668 views

Jan 4, 20226 min read

Mortgage Crises Yesterday and Today

As we move into Q4 2021 earnings, keep your eyes peeled for news of restructuring of urban commercial commercial and multifamily properties

787 views