The Institutional Risk Analyst

U.S. Bancorp, PNC and Truist Financial hold great value creation potential. But which is likely to realize this potential?

Growing numbers of investors are burned by mortgage stocks. Big question: Will the industry snap back due to now falling interest rates?

BAC is the worst performing bank in the top-five US commercial banks and often underperforms the average for Peer Group 1.

US banks are running at income levels that are less than half of a year ago...

We anticipate significant loan loss reserve releases back into income in Q1 2021 and thereafter as banks adjust their loan loss provisions

We have long advocated the idea of an independent mortgage bank (IMB) combining with a strong regional lender

Whenever interest rates rise, the amen chorus on Wall Street starts to warble about the benefits to banks.

The assumption of a stable financial and economic transition in the US during 2021 is perhaps the greatest risk facing the global markets.

We think that a strong case can be made that to enhance shareholder value, Moynihan and the BAC board ought to spin-off Merrill Lynch...

In this edition of The Institutional Risk Analyst, we assign a neutral risk rating to Wells Fargo & Co, the fourth largest US bank

There is a reason why the smart money on Wall Street is creating new strategies focused on non-performing loans...