The Institutional Risk Analyst

Many homes in FL no longer have adequate home owners insurance much less federal flood insurance.

The markets got their rate cut over the past six months and now may have to give some of that back.

The Treasury should begin to buy gold again to demonstrate that the dollar is real.

If President Donald Trump wins in November, he’ll be more than justified in demanding Jerome Powell’s immediate resignation.

The big story nobody is discussing is the fact that large banks led by JPM, BAC and TFC continue to sell off briskly

If you were really, REALLY going to do mortgage warehouse lending in today's market, KEY would be the better platform, not BNS.

In 2019, the FOMC essentially nationalized the US money markets, eliminating private price discovery for a representation of a market.

Yellen's proposal for a backstop is merely a canard to help Treasury avoid another fiasco next time a Ginnie Mae issuer fails

If JPM, PFSI or UWMC want to pay the government to wrap conventional MBS in a “AA+” sovereign rating, why should the Treasury say no?

The Basel Accord is one of the single biggest examples of a regulatory agency literally creating a new law from whole cloth.

The Fed bank stress tests are another sign of magical thinking in Washington.

In the 1950s through maybe into the late 1990s, the FOMC could control mortgage interest rates....

Powell won’t hit the two percent target, but he won’t change the target either.

Obviously, there should be no interest rate cuts by the FOMC without deficit reduction by Congress.

We think Whitney’s comments about a surge in new lending from Freddie Mac buying home equity loans are poorly considered

BK and Vanguard are above the 4.9% legal limit on ownership of voting shares of a bank. This fact gives the FDIC et al the power...

Perhaps Chairman Powell will be kind enough to fall on his sword on way out the door to make things easier for a future Chairman Waller...

FDIC Chairman Gruenberg ought to tell New York State to take over the rent controlled loans from Signature, NYCB and other lenders...

Elizabeth Warren and progressives in Congress should support COF's purchase of Discover as a way to compete with monopoly JPMorgan

If President Trump starts talking about fixing the federal budget deficit and redeveloping moribund urban real estate, he’d win in November