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WGA Bank Top 10 Index | Time to Short Financials?

R. Christopher Whalen

Dec 99 min read

WGA Bank Top 10 Index | Time to Short Financials?

When SCHW surpassed U.S. Bancorp in size in 2021, you knew that SCHW’s leadership had gotten lost.

455 views

R. Christopher Whalen

Oct 215 min read

Will BRICS Topple the Dollar?

Whenever you hear the magic words "blockchain" and "digital tokens," it's a good guess that whatever follows is nonsense.

699 views

R. Christopher Whalen

Aug 217 min read

New & Old Names in Nonbank Finance

In dollar terms, the moves in 2023 were tiny vs the post March rally in 2020.

477 views

Does CapitalOne + Discover Financial = Shareholder Value?

R. Christopher Whalen

Feb 214 min read

Does CapitalOne + Discover Financial = Shareholder Value?

Elizabeth Warren and progressives in Congress should support COF's purchase of Discover as a way to compete with monopoly JPMorgan

489 views

Update: Citigroup Fights for Credibility

R. Christopher Whalen

Dec 21, 20237 min read

Update: Citigroup Fights for Credibility

Citigroup picked up almost 10 points of book value since the end of Q3 2023.

612 views

R. Christopher Whalen

Nov 6, 20234 min read

ACH: The Bank Deposit Ain't in the Mail

Was the breakdown of the normally stable and, indeed, routine workings of the Clearinghouse the result of bad actors?

1,193 views

R. Christopher Whalen

Feb 21, 20236 min read

Is Stripe Worth $55 Billion? Really?

CEO Patrick Collison is guiding investors and the media to a $200 million profit in 2023. Selective disclosure??

559 views

R. Christopher Whalen

Jul 7, 20225 min read

Top Five US Banks by Market Performance

In times of market volatility and suddenly ended delusions of easy money, the prudent path is to fly to quality.

473 views

R. Christopher Whalen

Dec 22, 20219 min read

Update: Block Inc. & Upstart Holdings

Is SQ really, REALLY worth 25x book value? Our respectful answer to that question is no.

332 views

R. Christopher Whalen

Sep 9, 20216 min read

The IRA Top Ten Financials

Which US financial will best weather the coming equity market correction?

390 views

R. Christopher Whalen

Aug 27, 20219 min read

Profile: PNC v U.S. Bancorp v Truist Financial

U.S. Bancorp, PNC and Truist Financial hold great value creation potential. But which is likely to realize this potential?

409 views

Anti-Money Laundering, Know Your Customer and the End of Offshore Crypto

R. Christopher Whalen

Jul 27, 20216 min read

Anti-Money Laundering, Know Your Customer and the End of Offshore Crypto

Could the tether market and a small, little-known private bank in the Bahamas be the precursor of the next systemic market event in the US?

1,529 views

R. Christopher Whalen

Jul 15, 20215 min read

Profile: Wise Ltd (LSE:WISE)

WISE is a play on the relentless advance of technology that lowers costs and eventually forces change in the legacy world of banking and pay

378 views

Upstart Holdings: Victory for AI? Or Not...

R. Christopher Whalen

Jun 17, 20219 min read

Upstart Holdings: Victory for AI? Or Not...

While the progress in machine learning is impressive, horsepower in terms of computational capacity does not translate into intelligence.

554 views

BIS Says "No Thanks" to Bitcoin for Payments

R. Christopher Whalen

Jun 14, 20215 min read

BIS Says "No Thanks" to Bitcoin for Payments

The BIS is essentially saying to the banking industry that bitcoin is not a permitted asset for depositories. Adios bitcoin!

1,602 views

Fed Prepares to Go Direct with Liquidity

R. Christopher Whalen

May 21, 20215 min read

Fed Prepares to Go Direct with Liquidity

Why did the Fed feel the need to absorb $351 billion in cash yesterday via reverse repurchase (RRP) transactions?

7,336 views

R. Christopher Whalen

Apr 22, 20216 min read

Citigroup: Breaking Up is Hard to Do

Citi has drifted through years of government ownership and weak leadership by the board of directors

335 views

A Tale of Two Frauds: Bitcoin & GSE Shares

R. Christopher Whalen

Jan 19, 20216 min read

A Tale of Two Frauds: Bitcoin & GSE Shares

Bitcoin and Tether are technologically enabled forms of financial fraud

1,563 views

R. Christopher Whalen

Jan 10, 20218 min read

Update: Square as a Bank

The evolution of fintech companies into regulated banks has implications for public market valuations...

430 views

R. Christopher Whalen

Jan 7, 20215 min read

Don't Assume Dollar Market Stability

The assumption of a stable financial and economic transition in the US during 2021 is perhaps the greatest risk facing the global markets.

737 views