The Institutional Risk Analyst

Who are the two most powerful people in the Trump White House?

COOP and RKT, plus RDFN, creates an integrated business of realty, lending, servicing and asset management that is impressive

If we consider the larger picture, we already have years of pent-up credit expenses awaiting realization, but add to the sauce Donald Trump.

If Thomas Edison were alive today, would he tell Elon Musk to make electric cars with batteries?

The majority of the actual cash profit generated from residential lending is found in the mortgage servicing rights (MSRs).

Yes, net loss rates in percentage terms post default are back up to 2010 levels, but the dollar volume of net charge-offs remains very low.

Cute reference to "average cost," but total return to date would be of greater interest.

Selling the Treasury's control position in the GSEs while dragging the furious shareholders along behind is not an attractive opportunity

The asset returns of BOH are substandard vs its peers. We cannot discern any reason for this save management lapses.

Notice that SQ co-founder Jack Dorsey styles himself as "block head" in the corp roster, a silly affectation that does not help the stock

WFC is not even out of dodge yet, but TD has cut off the fingers of one hand in yakuza style and is now headed for years of misery

Many homes in FL no longer have adequate home owners insurance much less federal flood insurance.

The Citi decision to exit mortgage servicing perhaps made sense in 2017, but today not so much.

If you were really, REALLY going to do mortgage warehouse lending in today's market, KEY would be the better platform, not BNS.

Yellen's proposal for a backstop is merely a canard to help Treasury avoid another fiasco next time a Ginnie Mae issuer fails

If JPM, PFSI or UWMC want to pay the government to wrap conventional MBS in a “AA+” sovereign rating, why should the Treasury say no?

Notice that the Fed stress test is silent on trillions of dollars in mark-to-market losses facing US banks from COVID-era securities

The survivors in mortgage finance optimize operations around purchasing loans from brokers/ correspondents, and direct to consumer (DTC)

When will Disney decide to sell some or all of its streaming operations to keep the lights on at its theme parks?

McCargo's actions and the fact that the case has not been dismissed in its entirety is very unhelpful given current market conditions.