The Institutional Risk Analyst

Could President elect Donald Trump be facing a maxi market correction before inauguration day?

It’s time for the Fed to get smart on duration risk before circumstances create another money market crisis. 

You can tell lies and damn lies about the idea of releasing Fannie and Freddie, but the SEC and FINRA cannot and will not say a word. 

NYCB and the unsold rent-stabilized assets left over from the failure of SBNY are two little surprises waiting for the next POTUS.

Many homes in FL no longer have adequate home owners insurance much less federal flood insurance.

The Treasury should begin to buy gold again to demonstrate that the dollar is real.

How will the sudden shift in Fed policy impact financials? Are we headed for a recession?

If President Donald Trump wins in November, he’ll be more than justified in demanding Jerome Powell’s immediate resignation.

As the federal debt rises, bank reserves must rise as well and with it inflation.

In the third quarter of publishing the Indices, so far picking quality banks seems to matter more than following the passive ETF herd

SCHW needs to take advantage of their strong operating leverage and repair some needless damage done during COVID by inept bank management.

The WGA Bank Top 50 is, well, the top half of the population, but far better in quality than the bottom quartile.

Yellen's proposal for a backstop is merely a canard to help Treasury avoid another fiasco next time a Ginnie Mae issuer fails

We hear in the channel that banks with festering multifamily exposures are paying north of 10% for similar CRT transactions.

Notice that the Fed stress test is silent on trillions of dollars in mark-to-market losses facing US banks from COVID-era securities

The larger banks led the way in January and February, but today the top 25 names in terms of total return include many smaller banks.

The Fed bank stress tests are another sign of magical thinking in Washington.

In the 1950s through maybe into the late 1990s, the FOMC could control mortgage interest rates....

Powell won’t hit the two percent target, but he won’t change the target either.

The unrealized losses on COVID era securities remain a huge problem for banks large and small, especially if long-term interest rates rise