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R. Christopher Whalen

7 days ago8 min read

Update: Top Bank Asset Managers

As and when GS can exit the loss leading credit card relationship with AAPL, the performance of the business should improve significantly.

201 views

R. Christopher Whalen

Dec 27, 202411 min read

Four Big Risks Ahead in 2025

Indeed, if President Trump wants to be rid of Jerome Powell he can simply impeach him for violations of the Federal Reserve Act

731 views

Liquidity & Rates Fall as Trump Trades Beckon

R. Christopher Whalen

Dec 23, 20247 min read

Liquidity & Rates Fall as Trump Trades Beckon

What does the upsurge in repo rates at the end of September suggest? None of the media who supposedly cover the Fed seem able to ask.

410 views

R. Christopher Whalen

Dec 4, 20246 min read

The Trump Trade & Sovereign Ratings

What happens to the Trump Trade and the broader equity markets if the FOMC passes on a December rate cut?

593 views

R. Christopher Whalen

Nov 26, 20248 min read

Fed Fiddles as Liquidity Risk Looms

Our bet is that the Bessent "3-3-3" plan likewise will be a failure and that the Fed will be forced to restart QE sooner rather than later

1,179 views

R. Christopher Whalen

Nov 20, 20246 min read

Profile: Bank of Hawaii & QE

The asset returns of BOH are substandard vs its peers. We cannot discern any reason for this save management lapses.

435 views

R. Christopher Whalen

Nov 18, 20247 min read

Trump, Deficits & Credit Default Swaps

As a practical matter, no Fed chairman or governor can function without the support of the White House and the US Treasury.

929 views

R. Christopher Whalen

Nov 13, 20246 min read

Fiat Currencies, GSEs & Presidents

Could President elect Donald Trump be facing a maxi market correction before inauguration day?

868 views

R. Christopher Whalen

Nov 1, 20248 min read

Fed Duration Trap Threatens Banks, SOMA

It’s time for the Fed to get smart on duration risk before circumstances create another money market crisis.

1,073 views

Is Trump Bullish for Interest Rates? Pump & Dump for GSE and Fintech Stocks

R. Christopher Whalen

Oct 30, 20246 min read

Is Trump Bullish for Interest Rates? Pump & Dump for GSE and Fintech Stocks

You can tell lies and damn lies about the idea of releasing Fannie and Freddie, but the SEC and FINRA cannot and will not say a word.

804 views

Housing Finance Outlook; PennyMac, Mr. Cooper & NYCB/Flagstar

R. Christopher Whalen

Oct 28, 20249 min read

Housing Finance Outlook; PennyMac, Mr. Cooper & NYCB/Flagstar

NYCB and the unsold rent-stabilized assets left over from the failure of SBNY are two little surprises waiting for the next POTUS.

725 views

Hurricanes, Insurance & the Cost of Risk

R. Christopher Whalen

Oct 10, 20246 min read

Hurricanes, Insurance & the Cost of Risk

Many homes in FL no longer have adequate home owners insurance much less federal flood insurance.

930 views

Jim Rickards: The Treasury Should Buy Gold

R. Christopher Whalen

Sep 30, 20247 min read

Jim Rickards: The Treasury Should Buy Gold

The Treasury should begin to buy gold again to demonstrate that the dollar is real.

2,165 views

R. Christopher Whalen

Sep 24, 20246 min read

Update: Our Top Five Ideas

How will the sudden shift in Fed policy impact financials? Are we headed for a recession?

654 views

R. Christopher Whalen

Sep 19, 20244 min read

Powell FOMC Goes Big and Political

If President Donald Trump wins in November, he’ll be more than justified in demanding Jerome Powell’s immediate resignation.

987 views

R. Christopher Whalen

Sep 9, 20249 min read

Powell FOMC Folds on Inflation

As the federal debt rises, bank reserves must rise as well and with it inflation.

1,520 views

Banks: Passive Strategies Lag Active Management

R. Christopher Whalen

Sep 4, 20245 min read

Banks: Passive Strategies Lag Active Management

In the third quarter of publishing the Indices, so far picking quality banks seems to matter more than following the passive ETF herd

467 views

Universal Banks: Should TD Buy Schwab & Sell Its US Operation?

R. Christopher Whalen

Aug 25, 20247 min read

Universal Banks: Should TD Buy Schwab & Sell Its US Operation?

SCHW needs to take advantage of their strong operating leverage and repair some needless damage done during COVID by inept bank management.

721 views

Wine, Grapes & Inflation; WGA Bank Top 50 Index Q3 2024

R. Christopher Whalen

Aug 5, 20245 min read

Wine, Grapes & Inflation; WGA Bank Top 50 Index Q3 2024

The WGA Bank Top 50 is, well, the top half of the population, but far better in quality than the bottom quartile.

653 views

Yellen's FSOC: Housing Policy Dreams vs Mortgage Market Reality

R. Christopher Whalen

Jul 30, 20246 min read

Yellen's FSOC: Housing Policy Dreams vs Mortgage Market Reality

Yellen's proposal for a backstop is merely a canard to help Treasury avoid another fiasco next time a Ginnie Mae issuer fails

713 views