Update: Block Inc, Nu Holdings & Guild Holdings
Notice that SQ co-founder Jack Dorsey styles himself as "block head" in the corp roster, a silly affectation that does not help the stock
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The Institutional Risk Analyst
© 2003-2024 | Whalen Global Advisors LLC All Rights Reserved in All Media | ISSN 2692-1812
Banks | Markets | Finance
R. Christopher Whalen
Aug 28 min read
Stocks Swoon, Retail Credit Rises: PYPL, SQ & ARES
The rotation away from institutional investors to retail funding source for the $1.7 trillion direct lending market is an ominous sign
601 views
R. Christopher Whalen
May 15 min read
Then Old Media Became Redunzl
When will Disney decide to sell some or all of its streaming operations to keep the lights on at its theme parks?
538 views
R. Christopher Whalen
Jan 306 min read
Good, Bad & Ugly: AXP, SOFI & BAC
AXP is a premium stock that is best acquired when people think, incorrectly, that the world is ending.
855 views
R. Christopher Whalen
Jan 298 min read
EVs Wane, Fintech Sputters & COF Dumps Commercial Mortgages
Now let’s take a look at how some members of the banking and fintech sector are doing in the first month of 2024.
806 views
R. Christopher Whalen
Nov 29, 20236 min read
Update: Flying Fintechs & Zombie Banks
COIN has been helped by a groundswell of positive comment about crypto in 2023...
660 views
R. Christopher Whalen
Oct 26, 20239 min read
Interest Rates, Fintech & MSRs
Regulatory skepticism about mortgage assets could effect financing rates for lenders, which means higher mortgage rates for consumers.
528 views
R. Christopher Whalen
Aug 2, 20235 min read
Fitch Downgrades US to AA+; Fintech Stocks Soar on Powell Inflation
S&P was the first to call out the growing lack of fiscal discipline in Washington, downgrading Uncle Sam in 2011
704 views
R. Christopher Whalen
Jun 6, 20236 min read
AI, Automobiles & Great Cities
If it’s artificial, then it’s not intelligent.
1,159 views
R. Christopher Whalen
Feb 21, 20236 min read
Is Stripe Worth $55 Billion? Really?
CEO Patrick Collison is guiding investors and the media to a $200 million profit in 2023. Selective disclosure??
559 views
R. Christopher Whalen
Jan 9, 20237 min read
Crypto Collateral Damage Mounts
In other words, those residual claims on crypto issuers that have been trading at pennies on the dollar may have no value whatsoever.
698 views
R. Christopher Whalen
Dec 16, 20226 min read
The Year That Was: 2022
Many in the Buy Side chorus are looking forward to lower interest rates, but we are concerned that next year could really be about solvency
627 views
R. Christopher Whalen
Nov 25, 20229 min read
Crypto Crash Signal End of Fintech?
Despite all the hyperbole, the great crypto fraud was a small game, like the party poker that many crypto enthusiasts share in common
358 views
R. Christopher Whalen
Oct 6, 20226 min read
Nonbank Lenders: The Dead Pool
With the Fed doubling down on rate increases, the pressure on all manner of nonbank finance companies and fintech platforms is growing.
645 views
R. Christopher Whalen
Sep 29, 20224 min read
Update: Switch Inc.
SWCH is performing above the rate of total returns for the data center REITs, according to Nareit
167 views
R. Christopher Whalen
Aug 25, 20226 min read
Update: Blend Labs & loanDepot Inc.
If the merger of Black Knight and Intercontinental Exchange goes through, the expanded ICE monopoly will simply give POS tools away for free
344 views
R. Christopher Whalen
Aug 21, 20227 min read
Interest Rates, FinTechs & MSRs
Interest rates are starting to be very positive, and bank deposit rates are barely moving, so pretense of fintech as bank killer is over
568 views
R. Christopher Whalen
Jul 11, 20225 min read
Elon Musk, China & Twitter (TWTR)
Why did Elon Musk ever pretend that he was able to acquire TWTR, a transaction the US government would never allow.
1,361 views
R. Christopher Whalen
Jun 6, 20226 min read
Memo to Gary Gensler: Beware the “Non-Controlling Interest”
As a result of the adoption of "artificial intelligence," the 21st Century investor is mostly a victim in waiting.
1,289 views
R. Christopher Whalen
Jun 2, 20227 min read
Update: Upstart Holdings & Cross River Bank
If investors and partner banks don’t want to buy UPST loans at current market rates, then the game is over in an originate to sell model
776 views
Christopher Whalen
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