The IRA Bank Book Q3 2020
Quarterly net income for all FDIC-insured commercial banks fell 70% YOY...
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The Institutional Risk Analyst
© 2003-2024 | Whalen Global Advisors LLC All Rights Reserved in All Media | ISSN 2692-1812
Banks | Markets | Finance
R. Christopher Whalen
Aug 24, 20204 min read
Payments, Money Velocity and Bunk
There are many dimensions to the world of payments, some which are banal other that are vitally important
691 views
R. Christopher Whalen
Aug 21, 20204 min read
LIBOR is Dead. Long Live SOFR! Really?
Why not simply fix the existing LIBOR? Well, that would require the folks at the Fed and other central banks to admit that they were wrong
1,505 views
R. Christopher Whalen
Aug 17, 20207 min read
Q-3 2020 Bank/Mortgage Earnings Preview
We expect to see lending volumes slow somewhat for the balance of 2020
463 views
R. Christopher Whalen
Jul 27, 20206 min read
Farewell to Modern Monetary Theory
Then things like #QE and #MMT will fade into memory as we embrace the reality of no longer being special...
1,718 views1 comment
R. Christopher Whalen
Jul 12, 20207 min read
Banks: Value Tease or Value Trap?
The Street wants to own these bank stocks, plain and simple....
896 views
R. Christopher Whalen
Jul 7, 20206 min read
COVID19: Picking Winners & Losers
The summer of 2020 is all about picking winners and losers in the COVID19 lottery
705 views
R. Christopher Whalen
Jun 22, 20203 min read
Bank Earnings Q2 2020: "Dread Man, Truly Dread"
Q2 2020 bank earnings will be "dread man, truly dread"...
726 views
R. Christopher Whalen
Jun 18, 20206 min read
Powell Missteps on Corporate Bond Purchases
This situation creates political risk for Chairman Powell and the Federal Reserve System...
1,200 views
R. Christopher Whalen
Jun 7, 20209 min read
Sizing the Commercial Real Estate Bust
So how big is the impending commercial real estate bust in the US?
3,934 views
R. Christopher Whalen
Jun 5, 20204 min read
Financials Climb the Wall of Worry -- For Now
Look for banks to continue to climb higher as investors cannot help but be impressed by a steepening yield curve.
398 views
R. Christopher Whalen
Jun 1, 20205 min read
Markets Bounce as Real Economy Staggers
Stick with dread for now. We see a second credit tsunami approaching on the horizon.
623 views
R. Christopher Whalen
May 18, 20206 min read
Should Banks Stop Paying Dividends? Should Anybody Buy Goldman Sachs?
Rather than asking some bureaucrat in Washington, let’s let the market decide.
929 views
R. Christopher Whalen
May 14, 20206 min read
Negative Interest Rates and Mortgage Servicing
Numbers define value, enable commerce and compensate for work.
1,018 views
R. Christopher Whalen
May 11, 20207 min read
Jonathan Miller on the U.S. Real Estate Market
Jonathan a keen judge of the real estate market environment and the economy.
1,120 views
R. Christopher Whalen
May 6, 20206 min read
Amy Brandt: The Way Forward in Mortgage Finance
In this issue of The Institutional Risk Analyst, we speak with Amy Brandt, President and CEO of Docutech, which was acquired by First...
1,432 views1 comment
R. Christopher Whalen
Apr 30, 20206 min read
Robert Eisenbeis on Narrow Banks
The present primary dealer system is a relic of the past when Treasury securities were paper documents....
626 views
R. Christopher Whalen
Apr 24, 20205 min read
Waiting for the COVID19 Credit Wave
We anticipate that net loss rates will rise quickly from the historic lows seen over the past several years to and even exceeding 100% loss
1,839 views1 comment
R. Christopher Whalen
Jan 12, 20207 min read
Are US Banks Facing a Credit Trap?
Just as last summer we called the problems brewing in the short-term money markets, now we put down a marker on bank credit....
1,966 views
R. Christopher Whalen
Jan 5, 20205 min read
Is it FinTech or OldTech?
There is nothing really new under the sun when it comes to technology, only new packaging and hype in the world of media and investments.
439 views
Christopher Whalen
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