The Institutional Risk Analyst

FAQs

Banks | Markets | Finance

Subscribe Today!

info@theinstitutionalriskanalyst.com

Outlook 2021: Financials & Credit Markets

R. Christopher Whalen

Dec 28, 20208 min read

Outlook 2021: Financials & Credit Markets

New issue volumes in all of the major securities asset classes other than Treasury debt are trending lower as 2021 begins....

769 views

Bank Profiles: Morgan Stanley vs Goldman Sachs

R. Christopher Whalen

Nov 2, 20209 min read

Bank Profiles: Morgan Stanley vs Goldman Sachs

Not all AUM is created equal. Even though GS claims to have twice the AUM of MS, it makes less than half the revenue....

335 views

Humphrey Hawkins: Inflation & Inequality

R. Christopher Whalen

Oct 26, 20207 min read

Humphrey Hawkins: Inflation & Inequality

Congress needs to reconsider the dual-mandate contained in the 1978 Humphrey-Hawkins legislation...

433 views

Negative Returns are Now in US Mortgages

R. Christopher Whalen

Oct 7, 20205 min read

Negative Returns are Now in US Mortgages

Don’t get distracted by the rising rate song from the Street. We don’t look for short or medium term interest rates to rise in the near term

1,196 views

R. Christopher Whalen

Sep 28, 202011 min read

Bank Profile: Ally Financial Inc

ALLY has all of the required attributes for inclusion in The IRA Bank Dead Pool....

871 views

Asset Inflation Soars as Deflation Persists

R. Christopher Whalen

Sep 24, 20204 min read

Asset Inflation Soars as Deflation Persists

The deflationary impact of COVID continues to ripple through the global financial system.

668 views

R. Christopher Whalen

Sep 22, 202012 min read

Bank Profile: Citigroup

In November 2019 we published a negative risk profile for Citigroup Inc (NYSE:C). We reaffirm the negative risk profile...

448 views

R. Christopher Whalen

Sep 21, 20205 min read

Powell Fed Embraces Monetary Relativity

The change in the FOMC’s stance also reflects a rebuke to the remaining conservatives within the decidedly left-of-center Fed system...

602 views1 comment

Financial Repression and Inflation Targets

R. Christopher Whalen

Sep 14, 20204 min read

Financial Repression and Inflation Targets

No matter who wins the presidential election in November, have no doubt that Chairman Powell is the most important man in town...

655 views

R. Christopher Whalen

Aug 31, 202012 min read

The IRA Bank Book Q3 2020

Quarterly net income for all FDIC-insured commercial banks fell 70% YOY...

382 views

R. Christopher Whalen

Aug 24, 20204 min read

Payments, Money Velocity and Bunk

There are many dimensions to the world of payments, some which are banal other that are vitally important

691 views

R. Christopher Whalen

Aug 21, 20204 min read

LIBOR is Dead. Long Live SOFR! Really?

Why not simply fix the existing LIBOR? Well, that would require the folks at the Fed and other central banks to admit that they were wrong

1,505 views

R. Christopher Whalen

Aug 17, 20207 min read

Q-3 2020 Bank/Mortgage Earnings Preview

We expect to see lending volumes slow somewhat for the balance of 2020

463 views

R. Christopher Whalen

Jul 27, 20206 min read

Farewell to Modern Monetary Theory

Then things like #QE and #MMT will fade into memory as we embrace the reality of no longer being special...

1,718 views1 comment

R. Christopher Whalen

Jul 12, 20207 min read

Banks: Value Tease or Value Trap?

The Street wants to own these bank stocks, plain and simple....

896 views

R. Christopher Whalen

Jul 7, 20206 min read

COVID19: Picking Winners & Losers

The summer of 2020 is all about picking winners and losers in the COVID19 lottery

705 views

Bank Earnings Q2 2020: "Dread Man, Truly Dread"

R. Christopher Whalen

Jun 22, 20203 min read

Bank Earnings Q2 2020: "Dread Man, Truly Dread"

Q2 2020 bank earnings will be "dread man, truly dread"...

726 views

Powell Missteps on Corporate Bond Purchases

R. Christopher Whalen

Jun 18, 20206 min read

Powell Missteps on Corporate Bond Purchases

This situation creates political risk for Chairman Powell and the Federal Reserve System...

1,201 views

R. Christopher Whalen

Jun 7, 20209 min read

Sizing the Commercial Real Estate Bust

So how big is the impending commercial real estate bust in the US?

3,934 views

Financials Climb the Wall of Worry -- For Now

R. Christopher Whalen

Jun 5, 20204 min read

Financials Climb the Wall of Worry -- For Now

Look for banks to continue to climb higher as investors cannot help but be impressed by a steepening yield curve.

398 views