The Institutional Risk Analyst

Our Bank Top 10 and Top 25 indices continue to outperform the industry benchmarks, but the broader samples show growing financial stress

The yield on BAC's $320 billion commercial and industrial (C&I) book was just 5.4% or more than 150bp below peer at year-end 2023.

BAC is in big trouble, not due to credit but because of sub-par asset returns. BAC’s return on assets has fallen to just 0.8% in Q1 2024

The fixation with the idea of resolving large zombie banks without public expense is evidence of our collective delusion. 

You take the GSEs out of conservatorship, the big banks led by JPMorgan and U.S. Bancorp will own the conventional loan market

Only in the strange confines of Washington do you still find people who think that the federal budget deficit is not a problem.

BK and Vanguard are above the 4.9% legal limit on ownership of voting shares of a bank. This fact gives the FDIC et al the power...

Based upon the three-month returns through the end of Q1 2024, NYCB ranked at the bottom of the 108 public banks in Peer Group 1.

The net losses disclosed by BAC and the other large banks at the end of Q4 2023 are significantly understated...

We see higher credit costs, narrowing NIM and still rising funding costs squeezing the banking industry in Q1 2024...

So what makes the WGA Bank Top 10 unique? Below we provide some quantitative and qualitative comments on each of the ten best US banks

Despite what Joe Biden says about helping Americans with the soaring cost of housing, he really protects Black Rock (BK), Pimco et al

FDIC Chairman Gruenberg ought to tell New York State to take over the rent controlled loans from Signature, NYCB and other lenders...

More often than not, Fed Governors use media appearances to enhance their personal celebrity rather than doing their jobs.

Not all banks or companies are the same and not all follow the herd.

Elizabeth Warren and progressives in Congress should support COF's purchase of Discover as a way to compete with monopoly JPMorgan

We can all pretend that the collapse of valuations for many commercial and multifamily properties is not a major problem. Or we can act now

Q: What do Silicon Valley Bank, First Republic Bank, Signature Bank and New York Community Bank have in common? Auditor, KPMG.

Sad to say, the business at NYCB is doing better than you'd think reading the bank's absurd disclosure.

AXP is a premium stock that is best acquired when people think, incorrectly, that the world is ending.